ZipRecruiter

Log In

1

Debt Collection Specialist Jobs (NOW HIRING)

Action Collection Service

Be Seen First

Debt Collection Specialist

Boise, ID · On-site

$18.50 - $19.50/hr

ACS Inc. is looking for a Collection Specialist who can help us achieve our company goals. The ideal applicant will be responsible for collecting past due accounts from our extensive portfolio. We ...

Law Firm

Be Seen First

Debt Collection Specialist

Islandia, NY · On-site

$22 - $24/hr

Account Resolution Specialist - Collections Agent Islandia, NY | Join a High-Energy, High-Reward Team! Are you a persuasive communicator with a passion for problem-solving? Ready to turn your talent ...

ProCollect

Collection Specialist

Dallas, TX · On-site

$1K/wk

***$1,500.00 Hiring Bonus*** *** 1 year of Debt Collection experience is required*** As a Collection Specialist with ProCollect, you will carefully adhere to policies, procedures and laws related to ...

ProCollect Inc.

Debt Collections Specialist

Dallas, TX

$1K/wk

As a Collection Specialist with ProCollect, you will carefully adhere to policies, procedures and ... As one of the nation's premier debt collection agencies, our goal is to achieve the best possible ...

Datrose, Inc

Debt Counselor

Buffalo, NY · Remote

$16/hr

Our client is a leading financial services company and they are seeking a Debt Collection Specialist for their team. This is a temp to hire position (W2 Only) that is expected to last approximately ...

next page

Showing results 1-20

People also search for

All JobsDebt Collection Specialist Jobs

Debt Collection Specialist information

See salary details

$7

$22

$36

How much do debt collection specialist jobs pay per hour?

As of Jun 4, 2026, the average hourly pay for debt collection specialist in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Debt Collection Specialist, and why are they important?

To thrive as a Debt Collection Specialist, you need strong negotiation, communication, and analytical skills, typically supported by a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and knowledge of relevant regulations like the Fair Debt Collection Practices Act (FDCPA) are important. Excellent interpersonal skills, patience, and resilience help in building rapport with clients and handling challenging conversations. These abilities are crucial for maximizing debt recovery while maintaining compliance and positive client relationships.

What are some common challenges Debt Collection Specialists face, and how can they effectively navigate them?

Debt Collection Specialists often encounter challenges such as dealing with unresponsive or distressed debtors, maintaining compliance with federal and state regulations, and achieving collection targets without damaging customer relationships. To navigate these challenges, specialists rely on excellent communication skills, empathy, and strong knowledge of relevant laws like the Fair Debt Collection Practices Act (FDCPA). Proactive problem-solving, ongoing training, and support from experienced team members also help specialists handle difficult situations while staying professional and effective.

What are Debt Collection Specialists?

Debt Collection Specialists are professionals responsible for recovering overdue payments from individuals or businesses on behalf of creditors. They contact debtors via phone, email, or letters, negotiate repayment plans, and maintain accurate records of all collection activities. Their role often requires strong communication and negotiation skills, as well as knowledge of relevant laws and regulations. Debt Collection Specialists may work for collection agencies, financial institutions, or directly within companies that offer credit to customers.

What is the difference between Debt Collection Specialist vs Credit Analyst?

AspectDebt Collection SpecialistCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collections or financeBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, financial institutions, or corporate collections departmentsBanks, lending companies, or financial services firms
Employer & Industry UsagePrimarily in debt recovery and collectionsIn credit risk assessment and loan evaluation
Common Search & Comparison IntentUnderstanding roles in debt recoveryAssessing creditworthiness and financial risk

While both roles involve finance and customer interaction, a Debt Collection Specialist focuses on recovering overdue payments, often working in collections agencies or departments. A Credit Analyst evaluates credit data to determine loan eligibility and financial risk. The roles differ in their primary objectives but share some foundational financial knowledge and communication skills.

More about Debt Collection Specialist jobs
What cities are hiring for Debt Collection Specialist jobs? Cities with the most Debt Collection Specialist job openings:
Who are the top companies hiring for Debt Collection Specialist jobs? The top employers for Debt Collection Specialist jobs are:
What states have the most Debt Collection Specialist jobs? States with the most job openings for Debt Collection Specialist jobs include:
What job categories do people searching Debt Collection Specialist jobs look for? The top searched job categories for Debt Collection Specialist jobs are:
What are popular job titles related to Debt Collection Specialist jobs? For Debt Collection Specialist jobs, the most frequently searched job titles are:
Debt Collection Specialist jobs near you
Infographic showing various Debt Collection Specialist job openings in the United States as of May 2026, with employment types broken down into 3% As Needed, 50% Full Time, 38% Part Time, and 9% Contract. Highlights an 85% Physical, 3% Hybrid, and 12% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.

Debt Collection Specialist

MBA CONSULT US LLC

Mount Pleasant, SC • Remote

$20 - $22/hr

Full-time

Posted 12 days ago

Job description

Debt Collection Specialist – Remote

MBA CONSULT US LLC is seeking a motivated and professional Debt Collection Specialist to join our growing remote team. This is an excellent opportunity for someone who thrives in a fast-paced environment, has strong communication skills, and is committed to achieving results while maintaining respectful and positive customer relationships.
Working Hours
Tuesday to Saturday
12:00 noon – 20:00 ( Eastern Time Zone)
Salary
Up to $22 per hour, depending on experience and qualifications.
Key Responsibilities
  • Manage and resolve outstanding debt accounts through professional communication.

  • Negotiate payment arrangements and settlements to maximise recoveries.

  • Maintain accurate records of all customer interactions and account activity.

  • Conduct skip tracing to locate customers and ensure timely follow-up.

  • Work closely with colleagues to improve collection strategies and performance.

  • Ensure full compliance with federal and state debt collection regulations.

  • Deliver excellent customer service during challenging conversations.

  • Prepare reports on collection performance and account progress.

Requirements
  • Previous experience in debt collection, collections, or a related field preferred.
  • Strong negotiation and communication skills.
  • Ability to handle sensitive situations professionally and with empathy.
  • Knowledge of FDCPA regulations is an advantage.
  • Good computer skills, including Microsoft Office and collection software.
  • Strong attention to detail and organisational skills.
  • Ability to work independently while contributing to a team environment.
  • High school diploma or equivalent (additional education is a plus).
About Us
MBA CONSULT US LLC has been a trusted provider of debt recovery solutions for over a decade, serving clients in South Carolina and beyond. We are committed to ethical practices, excellent service, and creating a positive working environment where employees feel valued, supported, and empowered.
If you are driven, professional, and ready to join a growing company, we would love to hear from you.